Peace of Mind Starts With a Plan 💰
Understanding your health coverage is key to avoiding unexpected costs and planning for the future. We’re here to help you make smart, confident decisions with your healthcare dollars.
💡 Financial Health Tips:
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Use your preventive care benefits: These are often covered 100% with no out-of-pocket cost.
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Understand your deductible: Know what you owe before your insurance starts to pay.
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Use in-network providers: This can save you hundreds (or more) annually.
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Take advantage of HSAs/FSAs: These accounts help you save pre-tax money for qualified medical expenses.
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Keep records: Track medical bills, EOBs (explanation of benefits), and receipts.
📞 Not sure what your deductible or copay is? Contact us—we’ll walk you through it.
Preventive Care Explained
Stay ahead of health issues—and costs—by taking advantage of preventive care.
Preventive care helps you stay healthy and catch concerns early, before they become serious or costly. Best of all, most health plans cover preventive services at 100% when you use in-network providers.
✅ What's Included in Preventive Care?
These services are often free with your insurance plan:
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Annual physical exams
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Vaccinations (flu, COVID-19, tetanus, etc.)
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Screenings for blood pressure, cholesterol, diabetes, and certain cancers
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Well-woman and prenatal visits
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Pediatric checkups and immunizations
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Counseling for tobacco use, weight loss, alcohol misuse, and depression
💡 Why It Matters
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Early Detection: Catch issues early, when they’re easier and less expensive to treat.
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Personalized Health Guidance: Preventive visits give you access to tailored health advice based on your age and risk factors.
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Cost Savings: Using preventive care can help you avoid emergency care and hospitalizations later.
📝 Did You Know?
Preventive care is usually covered in full—even before you meet your deductible.
But only if you use an in-network provider. Need help finding one? Contact us—we’re here to assist.