Special Enrollment: Your Chance to Get Health Coverage Outside of Open Enrollment

Life happens fast. Jobs change, families grow, and sometimes the unexpected leaves you without health insurance when you need it most. The good news is: if you’ve missed Open Enrollment, you may not have to wait another year to get covered.

At Profice Insurance & Financial Services, we’re here to help you protect what matters and preserve your legacy. That’s why it’s important to understand Special Enrollment — and how it could work for you.

What Is Special Enrollment?

Special Enrollment is a period outside of the standard Open Enrollment window when you can sign up for health insurance.

It’s triggered by certain life events called Qualifying Life Events (QLEs).

In plain terms?

If something major changes in your life, you might get a second chance to secure the protection you and your family need.

Common Reasons You May Qualify

Here are a few examples of life events that could open a Special Enrollment Period for you:

• Losing your health coverage (from a job, divorce, or aging out of a parent’s plan)

• Getting married or divorced

• Having or adopting a child

• Moving to a new ZIP code or county

• Changes in your income that affect your eligibility for savings

• Gaining citizenship or lawful presence

And there are even more situations depending on your unique circumstances!

How Long Does Special Enrollment Last?

Typically, you have 60 days from the date of your life event to enroll in a new plan.

Miss that window, and you may have to wait until the next Open Enrollment period — so it’s important to act quickly.

That’s where having an agent can make all the difference.

How Profice Insurance & Financial Services Can Help

Navigating insurance can feel overwhelming — but you don’t have to figure it out alone.

I help individuals and families every day find affordable, quality coverage during Special Enrollment.

As your agent, I can:

• Walk you through your options

• Make sure you’re choosing the right plan

• Help you apply for available discounts

• Take the stress off your shoulders

Best of all?

My help doesn’t cost you anything extra.

You get professional advice and personal attention — all while staying focused on protecting your family’s future.

Don’t Wait — Let’s Get You Covered

If you’ve experienced a life event and think you might qualify for Special Enrollment, let’s talk. The clock is ticking, and your family’s health and security are too important to leave to chance.

Visit www.proficeifs.com to schedule a consultation, or send me a message today.

At Profice Insurance & Financial Services, we believe in protecting what matters and preserving your legacy. Let’s make sure you and your family have the coverage you deserve.